Eagle Community Credit Union is a Member-Owned, not-for-profit financial cooperative, otherwise known as a credit union. Since 1937 we’ve held a commitment to service excellence and Member satisfaction. It’s who we are. It’s in our DNA. We have a rich history. We were started by a group of postal employees and began as Orange County Postal Credit Union. For many years we exclusively helped postal employees and then federal employees build their financial futures. Today, we’re a community credit union. That means that anyone who lives, works, worships, or goes to school in Orange County can become a Member at Eagle.
And with membership comes many advantages. Put your money in a bank and you’ll be treated like a customer. Put your money in a credit union and you can walk around like you own the joint (because you really do). Since its founding, Eagle has relied on the vision, involvement, and support of our Members for our success. Some members volunteer their time to serve on our Board of Directors. Others simply drop us a line to offer a compliment or to suggest an improvement. And where else does a CEO respond personally to each and every member inquiry. Our Members’ involvement ensures that we remain a strong, responsive, Member-Owned financial institution.
If you're looking for a financial institution that provides personalized service, values quality over quantity, knows you by name, asks for your input, provides direct access to the CEO, and still finds ways to bring value to your membership and the community - you've found it with Eagle! But don't just listen to us, read what our members have to say.
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over 2 yearsThe Hunt is On: Standing Out in the Modern Job Seeker Pool
Social media may not be new to you, but its importance in a job search might be. Nearly 80% of job seekers use it, and that jumps to 86% for those who are in the first 10 years of their careers.
Ge t yourself a profile on LinkedIn – it’s free and it’s indispensable. Your LinkedIn profile will show up when people Google your name, so it’s virtually guaranteed that anyone considering you for a job will come across it. More than 90% of recruiters use LinkedIn as their primary search tool. However, don’t ignore other job sites like Monster, CareerBuilder, ZipRecruiter, Simply Hired, and Indeed.
Whatever sites you use, your profile should encapsulate your professional self and tell a story. Use a professional photo, not the one with your kids at the beach or with friends at a restaurant.
A flawless resume is essential: Spelling, grammar, and accuracy matter, and can be the difference between being screened and being screened out.The last thing you want potential employers to remember you by is a typo. And instead of listing responsibilities, tell what you’ve specifically accomplished.
A brief yet meaningful cover letter will also get attention. While there’s some debate over whether hiring managers actually read them, the majority of experts suggest including one. If nothing else, it gives you one more chance to showcase your strengths.
If you find a company that seems ideal, you can cold call to introduce yourself. Many businesses make “opportunity hires” when they meet a great person and have a need, but haven’t yet posted an open position. And, if you’ve made an application online and haven’t had a reply in a few days, don’t be afraid to pick up the phone. It can seem a little old-fashioned, but a friendly follow-up call with a recruiter will allow you to draw attention to your resume – which might be buried in an inbox – and get your personality across.
Networking is still key. That hasn’t changed since you were out there. So don’t be bashful in reaching out to friends and ex-colleagues. You might be pleasantly surprised by their willingness and eagerness to help. And nothing makes you look better than references from coworkers or mentors who can vouch for you and your work ethic.
Finally, follow up – whether by email, phone or in person. About 85% of employers say an applicant who follows up is impressive. Be that person.
Best of luck to you. Here’s hoping these tips will help you stand out to prospective employers in all the right ways, and none of the wrong ones.
Original article found at: https://www.eaglecu.org/blog?blog_id=51 ... Read more
over 2 yearsThe Realities of Paying off Student Loans
The Consumer Finance Protection Bureau considers a standard payment term on a student loan to be about 10 years, although borrowers with more than $30,000 in federal student debt could be eligible for payment plans up to 25 years. A Pew Research Center survey found 16 percent of adults report having outstanding student loan debt left over from funding their own education. Of those respondents, 22 percent are between the ages of 30 and 44. Another 7 percent are ages 45 to 59. Overall, Americans owe more than $1.48 trillion in student loan debt, according to Student Loan Hero.
Financial experts say the key to avoiding student loan debt is pre-planning; to save up as much as possible before college. But that’s not always possible and sometimes taking out a loan is necessary.
If this is you, here are some tips to help you pay off your student loans:
Start paying loans back as soon as possible. Federal lenders will wait six months after graduation to begin sending student loan bills. It can be tempting to wait out that full six months—even if you’ve already found a job. But unsubsidized loans collect interest during that grace period. The sooner you can begin repaying student loans, the more money you’ll save.
Pay as often and as much as possible. As often as possible, try to pay more than once a month or more than your monthly payment. If you need more structure, consider splitting your monthly payment in half and paying roughly that amount every two weeks.
Identify cash windfalls. Tax refunds. Bonuses. Inherited money. Even birthday checks from grandma. Use that extra money to pay down your student loan debt. You’ll be surprised how much windfall cash can add up over the year.
Keep on top of your personal budget. Windfall cash is helpful, but most people will need to use the money in their budgets to pay back student loans. So, it’s important to track earnings and spending habits. Try finding money you can trim from other areas of your budget and add that toward your student loan payment.
Set achievable milestones. Paying off student loan debt can feel overwhelming. Set achievable milestones along the way and splurge a little when you reach them. It’s important to keep yourself motivated.
Original article found at: https://www.eaglecu.org/blog?blog_id=71 ... Read more
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